× REF-01 Not Financial Advice

Market Risk runs quantitative models on market data. It does not tell you what to buy, sell, or hold. Models are built on assumptions and historical data — both can be wrong. A Monte Carlo simulation showing 62% probability of profit means there is a 38% probability of loss. The tool provides analysis. You make the decisions. We are not your financial advisor, your broker, or your counterparty.

× REF-02 Not a Guarantee

Every number produced by this platform is an estimate derived from a model. Models simplify reality — that is their purpose and their limitation. A DCF fair value is not what a stock is "worth" — it is one model's output given one set of assumptions. Monte Carlo paths are probability distributions, not predictions. Factor regression measures historical relationships that may not persist. The risk matrix is a framework for thinking about risk, not a risk score from an oracle.

× REF-03 Analysis Can Be Wrong

All analysis can be wrong. Historical volatility may understate future volatility. Sector templates may misclassify an asset. Factor relationships may break down during crises. Stress test scenarios may not capture the actual shock that occurs. The engine runs the best models it can with the data available — it does not claim to predict the future. If someone tells you they can predict the market, they are lying or confused.

× REF-04 Your Research, Your Risk

Every analysis you run is private to your account. We don't share it, sell it, or trade on it. What you do with the analysis is entirely your responsibility. We provide the computational tools. The interpretation, the decision, and the consequence belong to you. This is how professional research works — the analyst runs the numbers, the decision-maker takes the risk.

× REF-05 Data Sources & Limitations

Market data comes from Financial Modeling Prep (FMP). Macro indicators come from FRED (Federal Reserve Economic Data). Data may be delayed, incomplete, or contain errors from the source. Price history is capped at approximately 4 years. Financial statements depend on company reporting accuracy. Crypto and forex data may have gaps in coverage. The platform caches data with freshness thresholds — you are not always seeing real-time information.